moving_security_bikeWhen you move to a new place, there is always excitement spread in you and your family about the new home and city. However, the moving of your valuable belongings is always a matter of concern and raises a question in your mind, if they will reach the new home safely or not. And for this you have to choose a professional mover who has a good experience of the task and who will compensate you for the lost or damaged goods.

Types of Coverage

You can get three types of coverage for your belongings. First is Full Value Protection, which is applicable automatically when you choose the mover and don’t opt for any other type of protection. It gives you the full value in terms of cash or replacement of the lost or damaged item and you have to pay for this type of protection. Second is Released Value, which is free of cost, but gives a very small value as compensation if some item is lost or damaged. And the third is the Third-party Insurance, which is provided by a different insurance provider, in which case you get compensation from that insurance provider and Released Value from the mover. You have to pay for this type of insurance.


While choosing the mover and considering about the safety of your goods, when they are in your mover’s custody, you have to remember some things and they are:

  • You will have to check the rules and regulations about moving with the concerned authority, as they may differ from state to state. If you are moving within your state, you must check the rules of the moving association of your state.
  • If the delivery receipt contains any language about discharging or releasing the moving company from liabilities, don’t sign the receipt. Strike out doubtful sentences or refuse to take delivery until a receipt with appropriate content is provided.
  • You get nine months to claim for any loss or damage to your belongings, from the date of delivery or the date on which the goods are supposed to reach you. Promptly check your belongings and claim for compensation if there is any loss or damage.
  • When you move to a different state, your mover should be able to participate in the resolution of dispute to address your claims for lost or damaged items. Ask for a summary of the mover’s program which they are liable to provide you.

Things to Remember

While doing anything about your belongings, after you hand over their responsibility to the moving company, remember that any of your actions can limit the liability of your mover. These actions are:

  • To pack any dangerous or perishable material amongst your household items, without the knowledge of your moving company.
  • To pack on your own. You may think that this may reduce the cost of packing, but if any of the goods is lost or damaged, it will be difficult to claim compensation for it.
  • Not to notify the moving company about items of high value (more than $100 per pound).

If you take care of these things, you will be more stress-free about moving your valuables safely to the new place.